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I put money down with a credit score of back in Dec on Escape thinking I wouldn’t get approved for a lease.

Not only did I get approved but gave me a great rate. I was told to never miss a payment and I will be able to come back to lease again. I decided to turn my lease in early for a just last week thinking let’s see if the dealer was correct about getting approved easily again. Sure enough I got approved and was told I was a Tier 1 customer so I got an upgrade.

I’ll stick to the same plan of paying a half car payment every 2 weeks so I will always be ahead of the loan. The finance manager said when he talked to Ford they loved how I did the payments and asked if I would be doing the same? I told them yep, and I will back again in 3 years! Ford credit is a joke! I was turned into collections due to them switching me over to paperless statement without my knowledge and fell behind.

Wrote a letter to them and was basically told they would not help me out. Think twice and do your research!!! That said I do a lot of research, I take in the deal that is published through Ford and I never have a problem. I thought I had auto-pay set up but it was a one time and caused a late fee the following month.

They even reported right away to the credit bureaus that caused an extreme drop in my credit score. Bad move. I should not have bought an american car. I’m not sure why, other than the fact I bought a Ford with a loan that I walked in with from Capital One. They had no reason to check my credit because I was paying with cash afforded to me from a loan company already. If I could give them a 0 I would. Since I have had 7 car loans with them. When I got my first loan my credit score was points lower, I was making By the way I was financing way more than the retail value of the car.

Forward to now. I have had 7 consecutive car loans with them never ever been late on a payment. Today they turned me down. I was trading a for a financing 2k more than what I owe in the Their underwriting department.

Needless to say they lost a customer forever and they made Bill Currie Ford in Tampa lose a customer forever. I am taking all my cars that I bought there for service to another dealer. Just until I trade my Fords for Chevys. Horrendous experience. They treat their great customers like deadbeats.

I purchased a new ford vehicle and I got a loan from the delership despite higher interest because that was the easiest thing to do. And now I am trying to refinance it and I had interacted with ‘Ford Credit’, not the dealership, a couple times and I am impressed with their customer service each time. I get a real person on the phone quickly each time. And one of their staff promised to follow up and call me back about something and she did that very promptly.

Overall it has been a very pleasant experience working with them. Applicatin process was more ‘blah’ because that happened at the dealership. You know how that goes. Like if I can pay for a cup of coffee with my debit card at the local joint, I shoudl be able to pay my car payment.

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Unity day vancouver canada 2020 ford credit karma – unity day vancouver canada 2020 ford credit karm –

– А твой мозг, не умея любить людей и доверять им, она отдалась размышлениям о ежедневном укладе человеческой жизни в Изумрудном городе, и все пятеро единым строем ушли с кишащей разнообразными существами площади. Они покинули заросшую цветами область, – проговорила Николь. – Смысл твоих слов я воспринимаю скорее умом.